Contador

Actualizado en
2017
An accountant is a professional person who performs accounting functions such as audits or financial statement analysis.

¿Qué es un Contador?

Un contador es un profesional que realiza funciones tales como auditorias o analisis financieros. An accountant is a professional person who performs accounting functions such as audits or financial statement analysis.

Los contadores pueden ser empleados por una empresa contable, una gran empresa con un departamento de contaduria interna o pueden realizar una practica individual. Accountants can either be employed with an accounting firm, a large company with an internal accounting department, or can set up an individual practice.

Los contadores reciben certificaciones de asociaciones profesionales nacionales, luego de cumplir con requisitos estatales aunque personas no calificadas pueden incluso trabajar como contadores. Accountants are given certifications by national professional associations, after meeting state-specific requirements, although non-qualified persons can still work under other accountants, or independently.

Los contadores le ayudan a observar los costos mayores en la etapa de inicio, momento en donde uno esta preocupado en detalles. Mientras que usted se focaliza en los detalles, los contadores observan lo general. Accountants help you keep an eye on major costs as early as the startup stage, a time when you're probably preoccupied with counting every paper clip and postage stamp. When you're looking at the details, accountants help you keep your eye on the big picture.

Incluso luego de la etapa inicial, los propietarios de las empresas pueden no tener idea de como estan financieramente hasta fin de año. los contadores Even after the startup stage, many business owners may not have any idea how well they're doing financially until the end of the year, when they file their tax returns.

Meanwhile, they equate their cash flow with profits, which is wrong. Every dollar counts for business owners, so if you don't know where you stand on a monthly basis, you may find you're not around at the end of the year.

No other business relationship has such potential to pay off. Nowadays, accountants are more than just bean counters. Un buen contador puede ser su socio financiero de por vida con pleno conocimiento de A good accountant can be your company's financial partner for life, with intimate knowledge of everything from how you're going to finance your next forklift to how you're going to fund your daughter's college education.

While many people think of accountants strictly as tax preparers, in reality, good accountants have a wide knowledge base that can be an invaluable asset to a business.

A general accounting practice covers four basic areas of expertise:

  • 1. Business advisory services
  • 2. Accounting and record-keeping
  • 3. Tax advice
  • 4. Auditing

These four disciplines often overlap.

For instance, if your accountant is helping you prepare the financial statements you need for a loan and he or she gives you some insights into how certain estimates could be recalculated to get a more favorable review, the accountant is crossing the line from auditing into business advisory services.

And perhaps, after preparing your midyear financial statements, he might suggest how your performance year-to-date will influence your year-end tax liability.

Here's a closer look at these four areas.

Servicios de asesoramiento comercial Business advisory services

Los contadores son aquellos que conocen el ambiente comercial al igual que su situacion financiera es por eso que es bueno pedirle que lo ayude a crear un plan comercial que usted pueda cumplir.

This is where accountants can really earn their keep.

Since the accountant is knowledgeable about your business environment, your tax situation and your financial statements, it makes sense to ask him or her to pull all the pieces together and help you come up with a business plan and personal financial plan you can really achieve.

Accountants can offer advice on everything from insurance (do you really need business interruption insurance, or would it be cheaper to lease a second site?) to expansion (how will additional capacity affect operating costs?)

Contabilizacion y Accounting and registro de cuentas record keeping

Accounting and record-keeping are perhaps the most basic accounting disciplines.

Estas dos disciplinas contables son las mas basicas y muchas veces los propios empresarios llevan sus propios registros en vez de tener sus contadores.  actividades son las diHowever, most business owners keep their own books and records instead of having their accountant do it.

La razon es simple si dichos registros son examinados por prestamistas, el empresario es responsable de su exactitud, por lo tanto tiene mas sentido que el propietario lo haga el mismo. The reason is simple: If these records are examined by lenders, the business owner is responsible for their accuracy; therefore, it makes more sense for the owner to maintain them.

Elmomento en el que los contadores pueden ser de gran ayuda es en el inicio de los registros de cuentas y en mostrar como se utilizan los mismos. Where accountants can offer help is in initially setting up bookkeeping and accounting systems and showing the business owner how to use them.

Un buen sistema te permite evaluar su rentabilidad y modificar los precios como tambien llevar un registro de los gastos. Asimismo le permite establecer un presupuesto marcar las tendencias en ventas y gastos y reducir los gastos de contabilidad .

 A good system allows you to evaluate your profitability at any given point in time and modify prices accordingly. It also lets you track expenses to see if any particular areas are getting out of hand.

It allows you to establish and track a budget, spot trends in sales and expenses, and reduce accounting fees required to produce financial statements and tax returns.

Asesoramiento fiscal Tax advice

El asesoramiento fiscal puede constar en cumplimiento tributario y en planificacion fiscal.

La planificacion se refiere a reducir la carga impositiva total mientras que el cumplimiento se refiere al acatamiento de las leyes tributarias. Tax help from accountants comes in two forms: tax compliance and tax planning.

Planning refers to reducing your overall tax burden; compliance refers to obeying the tax laws.

Auditoria

En general los servicios de auditoria son solicitados por los bancos como condicion de un prestamo. Existen muchos niveles de auditoria desde simplemente preparar declaraciones financeras de cifras que el empresario suministra a una verdadera auditoria donde el contador y cualquier otra tercera parte asegura que la informacion financiera de una empresa es exacta. Auditing services are required for many different purposes, most commonly by banks as a condition of a loan. There are many levels of auditing, ranging from simply preparing financial statements from figures that the entrepreneur supplies all the way up to an actual audit, where the accountant or other third party gives assurance that a company's financial information is accurate.

Asegurese de preguntar los honorarios primero y no contrate a nadie sin obtener referencias previas. Llame a dichas referencias y pregunte que tan satisfechos estan con el servicio de dicho profesional

Cuando usted haya elegido al profesional, establezca los terminos del contrato en una "carta de compromiso" en donde se detalle las ganancias y los informes que deban prepararse como asi tambien fijar los honorarios para evitar malos entendidos.

Before engaging an accountant, ask about fees upfront. Don't hire anyone with getting references, particularly from clients in the same industry as you. A good accountant should be happy to provide you with references.

Call each of the references they supply and ask how satisfied the client was with the accountant's services, fees and availability.

After you've made your choice, spell out the terms of the agreement in an "engagement letter" that details the returns and statements to be prepared and the fees to be charged.

This ensures you and your accountant have the same expectations and helps prevent misunderstandings and hard feelings.